Most of us go through life not thinking much about our credit, but it’s a good idea to have someone you trust handling your credit monitoring. Organizations like Score Sense are extremely useful because they protect clients from fraud and identity theft, and help them take control of their credit. Monitoring your credit is important all the time, but sometimes you need it more than others.

  • To be clear, almost everyone needs credit monitoring, no matter what their stage of life. Identity theft is a huge problem, and a service that monitors your accounts and alerts you to any irregularities is invaluable. There are steps you can take, too, to protect yourself from such a threat. Paying bills online, for example, instead of mailing payments, protects you from the possibility that bills stolen from your mailbox will be used for identity theft. Shred documents that have personal information, keep your social security number safe, and opt out of credit card numbers, so that offers don’t come in the mail, where they are not secure. Once you’ve taken measures to protect yourself, you shouldn’t get any bad news from your credit monitoring company.

Those most in need of credit monitoring are those who want to make a large purchase, like a house or car. Before lenders check your credit, check it yourself and work to resolve any erroneous information. Rectifying any discrepancies before you apply for a loan can improve the chances of being approved for the loan. You have the legal right to request your credit report from the three credit bureaus, but that can be a hassle, particularly if you need to mail sensitive information in order to receive your report. A credit monitoring service like OTL will obtain those reports for you and much more. ScoreSense will keep a vigilant watch over your account activity and even, in the case of Score Sense, alerting you to dangers like registered sex offenders in your community.

ScoreSense credit monitoring is there for you, when you need it most, and when you don’t even know that you need it. Because we’re committed to keeping members’ finances and families safe, you can be confident that by becoming a member of OTL, you’re putting yourself in good hands. If you would like to learn more, or if any of these tips were helpful to you, visit our website at or follow us on Facebook, Twitter, and YouTube.

Posted by:ScoreSense

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