Cybercrime is flourishing around the world, and one of the best ways to combat it is by reporting a scam website if you happen to run across one on the Internet. Several government agencies are fully engaged in fighting credit report scams, identity theft crimes, and computer intrusions, along with a variety of other illegal activities. These agencies rely heavily on the public to report a scam site so that it can be investigated. As a consumer, one of the best ways to prevent your personal information from being misused is to subscribe to ScoreSense. Scams, phishing, identity theft, fraud, and other cyber crimes can all be thwarted before they can negatively affect your good name and credit worthiness by relying on the sophisticated technology employed by ScoreSense to monitor the internet for illegal use of your personal information.
Identity theft is one of the most common misuses of the Internet today by cyber-thieves. This is why reporting a scam website is so crucial. Criminals hide in anonymity while stealing your personal information through legitimate-looking websites. Very often, links to these websites will arrive via email to guide you to the target site. If you don’t report – or choose to ignore – these websites and emails, others may fall victim to the scam, which ultimately costs you more money, since credit card companies, banks, and other creditors will pass along the cost of lost revenue and legal fees associated with the fraud to legitimate consumers in the form of higher interest rates or added fees.
The Federal Trade Commission (FTC), Department of Justice (DOJ), Department of Homeland Security (DHS), and Federal Bureau of Investigation (FBI) are all actively involved in fighting cybercrime. Reporting a scam website to any one of these agencies will launch an investigation. Identity theft can be reported through the FTC on its Identity Theft website http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/filing-a-report.html. The site also offers advice and tips for consumers to protect their identity. The DOJ offers similar services on its website http://www.justice.gov/criminal/fraud/websites/idtheft.html. Identity theft often results in credit report scams, where criminals use the victim’s identity to open lines of credit, obtain new credit cards, and make purchases without the victim’s knowledge.
Reporting a scam website is as simple as filing a complaint with the Internet Crime Complaint Center (IC3) according to the FBI [http://www.fbi.gov/about-us/investigate/cyber/computer-intrusions]. You can file a complaint by visiting the website http://www.ic3.gov/complaint/default.aspx . You don’t have to be a victim of a crime to report a scam site, you just need to believe that the site exists for the purposes of stealing personal information, extorting money, hijacking your computer for illegal use, or is generally participating in some illegal activity. IC3 isn’t just restricted to reporting a scam website alone; it also applies to phishing emails, illegal downloads of data or applications to your personal computer, and even scams involving your mobile phone, where criminals try to gain access to your personal information by sending a text message that appears as though your bank or credit card provider is requesting data to resolve a problem with your account.
Fighting scams is a responsible way to combat cybercrime, but to protect yourself at all times, reporting a scam website isn’t enough. You need the protection of a credit monitoring service that will watch the internet and alert you any time your information is being used illegally. ScoreSense is such a service, and will help you keep your credit, and your name, in good standing.
If cybercrime is a concern to you, or if you know someone that has been the victim of identity theft, visit our website at www.scoresense.com or follow us on Twitter, Facebook, and YouTube.