ID thieves that gain access to your personal information, such as your social security number, address and date of birth can open lines of credit in your name. Often, they have mail sent to a different address. The credit bureaus may then erroneously report you have changed your address.
If you believe you may be a victim of ID rip off, report your suspicions to law enforcement. Also, obtain a credit report from a legitimate agency providing information from all three major credit bureaus. Look for unauthorized lines of credit or different addresses and contact information.
You need more than just a credit report, you need a reputation defender. Scam artists continue to develop new techniques for stealing identities and assets. Newer techniques go straight for your bank account.
To avoid having to file a report, keep track of your credit score and activity. Work with an agency able to help with customer complaints, report filing with credit bureaus, and getting information corrected as quickly as possible.
Don’t be a victim of ID theft. No one wants to go through the process of having to recover a stolen identity, which is only the first step in recovering and restoring your good credit. Rather than filing a report after it’s too late, get with a legitimate credit agency and check your credit report regularly. Receive alerts whenever suspicious activity occurs.
Avoid the rip off. Report any suspicious activity to an agency that has a demonstrated ability to act as a reputation defender. Services like ScoreSense help you spot scams and credit trouble before they take over. To learn more, visit www.scoresense.com, and join us on Twitter, Facebook and YouTube.