So you’ve become a member, and obtained your free ScoreSense credit report. So, what’s next? Do you know what the information in your free credit report really means? Once you understand what it means, is there anything that can be done to change it? Besides a one-time credit report, what does ScoreSense have to offer you?
- First, your ScoreSense credit report is equivalent to getting 3 free credit reports in one place. In order to provide a thorough free credit check report, ScoreSense gathers information from all three major credit reporting bureaus.
- To understand what your ScoreSense credit report means, you must understand credit scores. Credit scores range from 300-850, with 300 being the worst and 850 being the best. For most lenders, any score lower than 650 is considered undesirable, while scores of 700 and higher are good, and afford the consumer lower interest rates and favorable loan terms. By understanding the factors that determine your credit score, you’ll be able to determine ways to improve that score. Paying bills on time, maintaining low balances on your credit cards, and having open credit accounts from varied sources are some of the ways you can improve your credit scores.
- Your ScoreSense credit report is just the beginning. A membership in ScoreSense also affords you account monitoring, alerts of any suspicious activity, and much more. ScoreSense is committed to helping members take charge of their finances, build their credit, and protect their identities and their families.
Understanding your credit score is a step toward taking charge of your financial health. Partnering with ScoreSense to get a free ScoreSense credit report, learning more about your total financial picture, and protecting yourself from identity theft, is another great step, which can help you protect your finances and your family. If you need more info on managing your credit, visit us at http://www.scoresense.com today.