Credit Monitoring and Identity TheftLet’s look at some facts…. 

With more than 6.5 billion people on the planet, it’s difficult to tell how many people actually do their shopping online.  Some research studies suggest that roughly 27% of the world’s consumers shop online.  During the holiday season that number can get as high as 55-60%.

The ease and convenience of shopping online doesn’t come without risks though.  According to the FTC, 12.6 Million Americans were victimized by Identity Theft in 2012.  And according to a recent CBS interview on 60 Minutes, 40Million or so consumers have errors on their credit reports.

An article published by Time.com back in May 2012, showcases a survey that was conducted called “The Plastic Safety Net.”  This study showed that  “40% of low- and moderate-income families rely on credit cards for what the group categorizes as basic needs: rent or mortgage payments, groceries, utilities, or insurance. Among households with annual incomes of less than $50,000, this increases to 45%”.  Click here to read the full article.

If this information is accurate, then a lot of us have something in common.  We as a society rely on credit and a lot of us do our shopping online. Mix that with our growing mobile and social media activities and you’ll see why a product like ScoreSense simply makes sense.

So regardless of which product you end up selecting, it’s important to start monitoring your credit and identity to make sure you don’t become a victim of identity theft or the “difficult to deal” with credit bureaus.

Posted by:ScoreSense

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