Consumers searching for a free credit score or report often turn to businesses that offer a free credit score without membership in a credit monitoring service. Or they try to obtain a free credit score without credit card or membership obligations. They may be cheating themselves.
For a legitimate business such as ScoreSense, credit score offers are made to encourage membership in a credit monitoring service. The service provides tools designed to improve credit scores and protect the consumer against fraud and theft. Getting a free credit score without membership in the service is like going to a potluck dinner and not bringing any food.
A business has to make money somehow when they offer a free credit score. Without membership in a credit monitoring service or similar business model, they can’t generate income and will eventually close. When you receive solicitations offering a free credit score, ask yourself, how is this company making money? Sites offering a free credit score without any other strings attached may be a front for identity thieves.
Likewise, you will be unable to get a free credit score without credit card information being shared. Companies that offer such a service need the information as part of the process of verifying your identity before they release information. A legitimate business might require a nominal fee to confirm the account and information is valid.
Rather than trying to find a way to get a free credit score without membership obligations, take the time to learn about the membership services provided. You usually get a week or so as a trial membership. If you don’t see the value after using the services for a while, then cancel the membership.
But don’t expect to find someone just handing out free credit scores from the consumer credit reporting agencies. These large, multinational companies are highly regulated and very protective of the information they sell. Remember, those credit scores may be free to you, but someone paid to get them, and they did so expecting to make a profit.
Rather than searching for free credit scores without membership offers, find out more information on managing your credit with ScoreSense, visit www.scoresense.com today.