“How Can I Improve My Credit?”

It’s a question our customers ask frequently, so we’ve gathered some tips collected from some of the nation’s financial institutions that deal with consumer credit every day: Using your credit cards can be tricky, so think smart when you use them.  Ironically, even if you pay your bills in full every month, racking up large…

Read More

Have You Checked Your ChexSystems Report?

Yes, we pay close attention to the all-important three digit number that tells us (and the rest of the world) about our credit worthiness.  There is another report, however, that is less known yet potentially important as well – especially for consumers who may have had a few slip-ups with their checking accounts. We’re talking…

Read More

Here’s a Dustpan. We’re Cleaning House.

It’s a mantra that our moms seared into our minds as we grew, but it’s always worth repeating: It’s time to clean up.  This time, though, we’re talking about cleaning up our finances.  Although the spring is a great time to clean out files (after you’ve plowed through receipts and filed your income tax return)…

Read More

Disasters Take More Than Your Assets

Throughout the years we’ve seen natural disasters rob from our friends, families and fellow citizens.  We see the physical harm these disasters cause. What we don’t see is the financial after effects that can be even more painful for storm victims. Here’s a story from The New York Post about the struggles of a Staten…

Read More

The Latest Trends in Identity Fraud

With an increase in 2012 for the second year in a row, identity fraud now affects 5.26% of adults in America (that’s 12.6 million consumers), to the tune of $20.9 billion. What are the easiest methods for thieves to steal our identity, and what can we do? Here’s what we’ve learned: The two types of…

Read More

Yes, You Can Still Have a Life with a Low Credit Score

If you’re like thousands of other ScoreSense customers who are working toward improving their credit scores, it’s time to read some good news for a change.In a recent article from Money Talks News http://www.moneytalksnews.com/2013/03/06/how-to-live-with-bad-credit-and-how-to-make-it-better/ it states that as the economy gains a bit of ground, folks with a few bad marks on their credit can…

Read More

Fix Your Credit Score, Free Your Finances

Fix your credit score, free your financial future. Doing so will prevent the worry and embarrassment of being denied for a loan or high interest rates due to a low credit score. The formula for fixing your credit score is pretty straightforward, once you understand how the whole process works, and what goes into determining a…

Read More

Name the Problem

Think you have it bad with your last name? Just ask someone with the last name of Smith, Johnson, Davis, Garcia or Wilson what it’s like to have a common last name.  According to census data, almost 2.4 million Americans had the last name of Smith, 1.8 million were Johnsons, 1 million Davises, 850,00 Garcias…

Read More