Did you know that there is a proposed Fair Access to Credit Scores Act of 2013?

Did you know that, if passed, the act will require the credit bureaus to furnish consumers with the same credit scores that they provide to lenders?

Did you know that the Fair Access to Credit Scores Act was originally introduced on February 17, 2011 but was not enacted?

Did you know that Congress originally passed the Fair Credit and Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) in the 1970’s, which set the stage for consumer credit rights and how potential creditors receive information?

Did you know that in 2003, Congress expanded the Acts’ offering to include the right for consumers to receive a free credit report each year, and to have the opportunity to remove incorrect information that may harm their credit rating?

Did you know that “the human head weighs 8lbs?”  – Sorry, just a little Jerry Maguire humor! 

If you’d like to learn more about these Acts, you can visit the sources below.

http://www.govtrack.us/congress/bills/113/hr1002
http://www.ftc.gov/os/statutes/031224fcra.pdf

Posted by:ScoreSense

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